Somerset Life & Health Insurance Agency is dedicated to providing individuals and business
owners with access to the widest range of options, carriers and plans for your insurance
needs. As an Independent insurance agency, we routinely shop the market for our clients to
provide the most attractive plans possible, always at the best price.

Our Commitment- To provide comprehensive life, health and employee benefits to
businesses of all sizes and to assist business owners in all of their personal and
business insurance planning needs.

Somerset Insurance was founded by Jim Higgins, an insurance industry executive with over
25 years of experience in life and health insurance and employee benefits. Somerset is
dedicated to providing small business owners with the same health insurance and employee
benefits choices as large businesses.

Somerset is comprised of a group of employee benefit and insurance specialists who live
and work right in your community. These insurance specialists serve the tri-state area of
New Jersey, downstate New York and Connecticut and represent every major health
provider in these markets. We can provide the most competitive and comprehensive
employee benefit plans to businesses of any size in any industry. For a partial list of
companies represented, please click

For a Free no-obligation quote on:
About Us
Life & Health Insurance Agency, Inc.                                       1-908-231-0303