Executive Benefits

Somerset Life & Health offers a complete range of financial tools to assist
business owners and key executives in planning for their business success. Our
comprehensive selection of life insurance and disability products along with  
expert insurance planning advice can assist you in protecting your business
and your family.

We represent numerous highly rated life and disability carriers and can provide
you with the most benefit at the best price!

Executive Benefits Include:

Individual Insurance Plans

Somerset Life & Health offers a complete range of individual insurance products
to help you provide for your family's financial future. Protecting your family and
property with insurance is an essential part of any financial plan and one of the
soundest decisions you can make. Somerset can provide you with expert
guidance and comprehensive services to help you chose the right policy at the
most affordable price.

Individual Insurance Products Include:
Group Health and Employee Benefits

Somerset Life & Health is dedicated to the needs of business owners. Our
comprehensive selection of Health Insurance and Employee benefit products will
allow your business to attract and retain exceptional employees by offering the
same level of benefits as large companies.
All at reasonable prices.

Unlike Property/Casualty Agents, Banks or Brokers, life and health insurance is
ALL we do. We represent ALL major health insurers in the tri-state area
(NJ,NY,CT) and can provide your business with the greatest selection at the best
price!  For a partial list of our insurers click

Group Products Include:
Health Insurance                      what's this?   
Cafeteria Plans                         what's this?  
Health Savings Accounts                 what's this?
Group Life Insurance       
Group Disability                         what's this?
Voluntary Benefits                      what's this?   
Retirement Plans-401k              what's this?  
Business Continuation Planning
Buy / Sell Agreements                             what's this?
Key Person Life                            what's this?  
Key Person Disability                                what's this?
Section 412i Plans                        what's this?
Section 162 Bonus Plans              what's this?
Estate Planning
Term Life
Whole Life Insurance
Universal Life Insurance
Disability Insurance
Long Term Care Insurance

For definitions of these plans please click HERE
 Life & Health Insurance Agency, Inc.                                       1-908-231-0303