Supplemental / Voluntary Benefits

Voluntary benefit policies give employees the opportunity to
purchase additional benefits to supplement those already
provided by the employer. They can include a wide range of
options from travel insurance to retail vouchers. Voluntary
benefits are arrangements between the employee and a range of
benefit providers. Employees purchase benefits directly from the
provider from net salary.

As an employer, you may provide health insurance benefits, but
these benefits do not cover costs such as deductibles, loss of
earnings and other out-of-pocket expenses associated with illness
or injury.  Voluntary benefit policies are an excellent way to round
out your primary health care plan and provide your employees the
flexibility to purchase additional coverage at their own expense.

Popular Voluntary Insurance Products:

  • Dental
  • Disability
  • Legal Services
  • Vision
  • Accident
  • Major Illness
  • Life
  • Discount Health (Drug Discount Plans)
  • Long Term Care
Supplemental / Voluntary Benefits
  Life & Health Insurance Agency, Inc.                                        1-908-231-0303